Stop Debt Collectors and Unfair Debt Collection PracticesUnfair Debt: Fight Back Unfair Debt Collection Practices
The uncertain economic landscape of our recent times along with the unstable housing market and a steady rise in unemployment rate has left many individuals in debt that they are unable to repay. And this is where the debt collectors start coming in and only makes the person in debt feel more and more trapped.
Most collection agencies tend to cross the line and start harassing and start performing unfair debt collection practices, this is when it’s best for individuals to seek professional help and fight unfair debt collection practices. You will need good knowledge of your rights as a citized and the laws that protect you from these individuals. Situations like these where you are constantly being bombarded with shady debt collection tactics tend to make people feel like there is no way out and that they are helpless. Your rights can be a great help with unfair debt collection and might provide you with a good way ouy.
Unscrupulous debt collectors rely on harassment to get their point across, they tend to step over the line, knowing your rights will help you stop them in their tracks. A debt collector is allowed to contact any references such as co-workers and or family members to obtain contact information such as your current address or place of work. But they are not allowed to repeatedly contact these other people for your information unless they have a valid reason to. Thus, debt collectors are not permitted to harass others just to gain contact with you. Also, a collection agency is not allowed to threaten you with public exposure or to humiliate you as you have the right to privacy and is protected by the law from these kinds of things.
If you are in need to fight an unfair debt lawsuit and that you are being sued by a collection agency and are need to get help for your debt lawsuit.
You need to know the importance of the summons. Some people decide to contact the agency and ask some questions or assistance, other just simply ignore hoping they will go away. Well both of these are just bad ideas. The best thing to do is to actually respond to the summon, this does not mean that you are guilty of their accusations. They will win by default if you don’t respond. An attorney is not really needed to resolve this issue. But if you want you can always hire an attorney for assistance with a debt lawsuit just to be sure.